Financial Temperature

Studies in randomness & financial calculations? I am interested in studies in resampling,statistics, probability in the area of financial markets.

formulae for financial calculations? hi everyone, I want formulae for calculating borrowing capacity, cash flow etc. Can anyone help me. thanks

financial calculations help plz...? a partner in your business proposed to sell his share to you in 3 years for $150,000. How much money would need to invest today at 12% per anum compounded quarterly to buy his share? * how much would i need to invest today

Financial Calculations - Help Please...? You invest $3000 every 6 months in a fund for 3 1/2 years. The fund pays an intrest rate of 12% pa compounded semi-annually. How much will you receive after 3 1/2 years?

Are there EU regulations regarding decimal rounding for financial transactions? How many decimal places are necessary when making calculations of financial data? Does the EU, or any other regulatory body, have regulations on this? I am doing financial reporting regarding sales tax etc where the taxation figures end in a lot of decimal places. If I just round up to the nearest cent, there will be hundreds of euros difference at the end of the year. I am currently using 8 decimals which will avoid this problem, but I want to know if there are any official guidelines.

Is there a website that offers financial ratios and includes the calculation used to determine the ratio? I find a lot of websites just list the ratio without using the actual numbers from the 10K filings that are used to compute the ratio. Is there a website that shows the actual calculation? I am so confused when I compute my own ratios because they are so far removed from industry averages.

Is anybody aware of an account or investment that does not count against college financial aid, efc calc? A coworker saw a flyer for a seminar for an investment that does not count against college financial aid. Or EFC calculation. He cannot find the flyer. Is anybody aware of this investment? Is this somekind of life insurance? Thank you.

What data or calculations are used to project a stock future price? I have looked on several financial/investment websites and in at least two instances a stock that I currently hold for a small cap company is projected to increase by a factor of 176% over the next twelve months. What data and/or calculations do the analysts use to make this estimate or projection?

As a financial officer, you must determine which project your company should accept? As a financial officer, you must determine which project your company should accept. The projects are mutually exclusive and the net present value (NPV) calculations for each take into account the project’s risk. Indicate which project (A or B) you would recommend and explain your reasons for this recommendation. Project A Project B NPV $3 million $2.5 million Risk level very risky very safe

Future Value of 401K: What is the financial calculation/equation? Hi. I'm trying to figure out the future value of my 401k which is easy if I have zero dollars in it. But I can't figure out (yet) how to calculate the future value of it when I begin with a lump sum of $25,000 and add $15,500 to it for the next 25 years. Is there anyone who knows this calculation/equation and can show it to me, please? Here are the numbers using a financial calculator: N = 25 (years) I/Y = 15% PV = (-)25,000 (this will be year 1) plus an additional $15,500 each year FV = ?? I looked thru my financial books but couldn't locate an example that was close enough to teach me. Thanks in advance! Terry Aecruiser, Thanks for the feedback. I had some difficulty working the calculation; my fault. I was confused on the "add 25,000..." portion; could you simplify that step for me? Thanks.

How important is analytic ability when going for a career in ibanking? If a student has all the necessary financial knowledge but poor mathematical skills can he land a ibanking job? How mathematics-intensive is ibanking work? Can a person with poor math skills but knowledge of financial calculations get by doing financial modeling and other ibanking work?

Can anyone give me tips as to how to write an effective expansion proposal? Any examples maybe? Also, other than the payback period, are there any other financial calculations that should be included? Thanks.

How do I create a dos based program? Hello all. I am running my own Dj Company. I have been searching for a program specific to help me manage my business. But I don't feel like paying hundreds of dollars. So I've decided to create my own dos menu-based program to manage appointments and finances etc etc etc. Nothing fancy, just cheap and low budget and can do financial calculations for me. How do I go about doing this?

what type of calculation do i use to show the financial situation of a business?

Micro-soft financial calculation: " At What Price" And Behaviours ? Po u rquoi: Nos Questions So nt-ell es s u p prim e es ? Q u elq u'un nous em pe^ch e d e Nous ex pr i m er, Micro-soft: Les In convenients d e d e voir fa i re pl a is ir ,,, a l or s q u e Nous Dev i o n s S ur Voler... Que Nos Photos D' E n f a nc e s e r etr o u v en t aux mains d e per so n n es .............. O u i: l ' o n a Be soin De gens CULT IV ES ! Yes ! De B ibli o t he c a i res & d e Mode rateurs Q u i Nous Evitent Le PILLAGE. .............d'Ingenieurs ............d e previsions & Soil Analysis...

If a job posting mentions the need for "financial" knowledge, does that include accounting? Or is it more in reference to calculations like ratios and stuff?

When hiring a freelance web developer, what skills (languages) are most important? The developer would need to build a functioning prototype of an enterprise system to specifications from scratch for the purpose of a patent application. At this stage visuals not important. Somewhat similar in complexity and tasks to ebay (i.e. registering users, user developed listings, structured user interactions, financial calculations). Assuming such a system could be built in various languages, when writing a job description, should I specify what skills I am looking for and, if so, what would they be?

Financial ratios and analysis (True or False)? Methods of financial analysis and the calculation of financial ratios are governed by GAAP. A. True B. False

What is the best technique for financial forecasting. Can MS-Excel be used? If, yes, How?? Any simluations, or some technique which can be used to run in background to do all calculations and give results in Excel by recording some macros and VBA.

Any hope for someone in a financial situation like this? I am a high school senior with decent stats (3.85 GPA/31 ACT/) with a very strong high school curriculum and excellent extracurriculars. However, I am in an unusual financial situation where my parents make too much money for me to qualify for need-based aid, but due to unusual circumstances, will be unable to help pay for college. I know most colleges' financial aid calculations pretty much eliminate me from receiving any sort of need-based aid like I said. Are there any colleges that might cut me some slack because of my situation who do not use simply use a set of formulae to determine aid? Also, what are some school that might give me a full ride? Thanks for the help!

what is primary ratio in financial ratio analysis? I have a question about what is primary ratio while calculation ratio analysis. I heard Return of capital employed is primary ratio as this is at the top of ratio analysis. can someone help on this.

What is Discounting Rate In Financial Management? and give formula for calculation of discounting rate?

I need assistance with a financial debt calculation, this is beyond my math skills LOL? We are looking to become debt free. My husband and I trimmed our budget to where we have an extra $300 a month to pay off these debts. We are going to start sending the $300 plus regular payment to the lowest first then moving to the next and next with additional payments and finally paying off the mortgage. What I need help with is finding either a online calculator or some assistance on how to factor in the intrest rates and such to achieve this goal. I also would like to see what it would take to do it in 4 years. Any assistance with any of the questions is greatly appreciated. Here are our figures. Credit Card- 8% Balance- 2800 Month Payment 150 Car Loan- 8% Balance- 13,900 Month Payment 356 Mortgage- 5.9% Balance- 114,500 Month Payment 915 These payments are not including the extra $300 we would be putting into it. Thank you so much for your help

Should I buy property in DC area now? I see prices dropping in the Northern VA market and it would seem an excellent time to buy a house or condo. I won't get it at the bottom but I suspect it will be a good price. My problem is that every financial calculation I have read about seems to indicate that I should keep renting. I figure I would hold the property for five years.

financial calculator BA II Plus doesnt work ? Hi ! I just bought a new financial calculator (*BA II Plus) and I tried to do some calculations but it never worked so I tried to reset it and to do the exemple they give in the back of the top , here is the calculation: 36(N) 50000(PV) 9,75(I/Y) and the right answer is suppose to be : -1,607.50 But instead it gives me -5,052.39 My calculator is broken or is there something that I have to change in the modes ???

Question about Intangible Assets calculation in financial accounting? After spending $250,000 on research and development in early 2008, Dunford Corp. was able to register a crucial patent for direct legal costs of $12,000. The patent was registered on August 1, 2008. Dunford estimated it would have an estimated useful life of 10 years, and calculates amortization on a monthly basis. On December 31, 2008, Dunford concluded a successful legal defense of the patent. Costs and fees related to the defense were $22,000. What value should Dunford show for the patent on its December 31 balance sheet for 2008? Thanks for the help!

As a financial officer, you must determine which project your company should accept. The projects are mutually exclusive and the net present value (NPV) calculations for each take into account the project’s risk.

Formulas for the calculation of the market price per share of a company? I am trying to solve one question related with the calculation of the mkt price per share. The four methods asked are: balance sheet valuation, net realizable value, earnings basis, dividend valuation. I have done some research to find the financial formulas but can t find a proper paper or source which gives me and explain the 4 above methods. 1. would it be possible to have some available information on this matter which I can search on internet? 2. Merge and aqquisitions: One campany makes a bid. Is there any possible indicators or financial racios which can measure the financial prudency of the bids from the point of view of the companies' shareholders?

need financial advice about saving for an apartment? ok here are my bills. 1. car payment $360. insurance- 283(hey i got points on my license) but and its a brand new car. 06 stratus. but once i take defensive driving ill be ok. cell phone bill- $109. even though it always ends up being more. and since ive been staying with my girlfriend. rent is $525. i help out with half of that. student loan- im paying 300 just to get it paid off. i make average money. $2086 a month. i wanted to use one check for bills and the rest just put aside. but the way my bills are scattered its hard to do that. example. this check coming up. im paying $360 for car payment and im paying the rent $525 which wont leave me with much. then next check ill be paying insurance and cell phone and student loan. its like i never have money left. but when u do the calculations i should. i know i need to stop with eating out and those vending machines at work. also stop using atms other than my bank and wawa cause of the subcharges. what can i do here??

Can I get a rough idea what financial aid I will get using the FAFSA calculation (without filling out form)? I want to run some program to do the FAFSA calculation so I can get an idea how much it says I can contribute to college (I also I want to see how changing certain variables effects result).

What does it mean to you that one project has a higher NPV than the other? Please explain? As a financial officer, you must determine which project your company should accept. The projects are mutually exclusive and the net present value (NPV) calculations for each take into account the project?s risk. Indicate which project (A or B) you would recommend and explain your reasons for this recommendation.

Can a person who suffers from dyslexia do complex math? I have dyslexia, just recently found out and is a bit sad but at least now I know why I am the way I am. It's research time. =D I was reading an article about dyslexia and had came across a phrase that says people with dyslexia can not follow sequence and hence can not do long calculations: "Learning any task that has a series of steps which must be completed in a specific order can be difficult. That's because you must memorize the sequence of steps, and often, there is no logic in the sequence." "Doing long division: to successfully complete a long division problem, you must do a series of five steps, in exactly the right sequence, over and over again" I know it's long, but thanks for reading. My question is… do you have dyslexia? And if so, are you any good at math? I mean advance calculations that have to do with highly complex calculations such as predictions and risk management in the financial markets.

BA II Plus Financial Calculator: how to clear the NPV/CF Memory ? This is a bit annoying: Whenever I calculate the NPV of a stream of uneven Cash Flows it stays stuck in the memory until I overwrite it for the next calculation. Even after I use '2nd + CLR Work' and '2nd + CLR TVM'. How can I erase this memory every time after a calculation ?

Barrack Obama is suggesting that the financial aid process is more difficult for non-whites and non-English? speaking students, that the calculations are too complicated. I find that offensive. Does anyone else agree? Are we all not equal in this country, why must he divide us into groups? From his website, in regards to finanical aid: "A recent study by Susan Dynarski and Judith Scott-Clayton found that the costs of complexity in our financial aid processes fall most heavily on low-income, non-white and non-English speaking youth. Barrack Obama will simplify the financial aid process by eliminating the FAFSA and its complicated calculations altogether." http://www.barackobama.com/issues/pdf/CollegeAffordabilityFactSheet.pdf Numero, I am sorry I disagree, explain how it is easier? Everyone has equal access to the FAFSA forms. May I also add, no whites are eligible for UNCF. Dave, you are absolutely correct, and with the ability to fill the form online, it is quite simple. I think he really takes victimhood to an extreme, he likes to box people in neat little groups, I think it is offensive because he is saying certain people are not capable. I would be offended if I were in those groups.

How can I calculate how much money I save if I shorten my "Days Sales Outstanding" by one day? I have calculated my DSO, and now I'm trying to figure out how much I can save by reducing my DSO by one day. For example, if my DSO is 49 days, how much is it worth if I get it down to 48 days, 47 days, etc? I researched my financial text books, and even done some online research, and nobody seems to have this kind of calculation. Is it something that can be set up on Excel?

Use the annual information found that can be found by clicking here to answer this assignment. Calculate the f Use the annual information found that can be found by going to this link: https://mycampus.aiu-online.com/courses/FIN410/Assignment_Assets/FIN410_U2_ips3.pdf to answer this assignment. Calculate the following asset activity ratios for the end of 2005: 1.Average Collection Period 2.Inventory Turnover 3.Total Asset Turnover To receive full credit on this assignment, please show all work, including formulae and calculations used to arrive at financial values.

Help with Financial Accounting? Your broker recommends that you purchase Good Mills stock at $30. The stock pays a $2.20 annual dividend that's expected to grow annually at 8 percent. (The same rate of growth is expected for its per-share earnings). If you want to learn 15 percent on your funds, should you purchase this stock? I have to show the calculations. If anyone knows how to do this on Excel, I'd appreciate it. Thanks.

Financial mangement help please.? As a financial officer, you must determine which project your company should accept. The projects are mutually exclusive and the net present value (NPV) calculations for each take into account the project’s risk. Indicate which project (A or B) you would recommend and explain your reasons for this recommendation. Project A Project B NPV $3 million $2.5 million Risk level very risky very safe My guess would be the risky one just because even though it is the riskiest it is only a half a million difference and in investments taking a risk is what itis about.

How do I use the residual value when calculating the project’s NPV? This is the question which I am working out: Investment: $1.8 million on a new biscuit making machine in order to expand the company´s market share. The financial details are as follows: Initial outlay : $1.8 million Life : 10 years Net cash flow : Years 1 to 6 +$500 000 per year Years 7 to 10 + $300 000 per year Residual value : $0.5 million The company uses straight-line depreciation and has a target rate of returns, both ARR and NPV, of 18%, and a payback criterion of 5 years. My questions are: 1- What discont rate should I take to find the present value of the cash flows? 2- Do I need to add the residual value to the cash flows in oder to find the present value of the cashs flows? Or do I need the residual value for the calculation of the machine's depreciations? Please I want to find the right answer for this question but can t make because of the residual value and not sure if the discount rate is 18%.

Degree of financial leverage? Northwestern Savings and Loan has a current capital structure consisting of $250,000 of 16% (annual interest) debt and 2,000 shares of common stock. The firm pays taxes at the rate of 40%. a. Using EBIT values of $80,000 and $120,000, determine the associated earnings per share (EPS). b. Using $80,000 of EBIT as a base, calculate the degree of financial leverage (DFL). c. Rework parts a and b assuming that the firm has $100,000 of 16% (annual interest) debt and 3,000 shares of common stock. Any help with this would be highly appreciated. I have read through many websites and text and just don't understand how to complete these calculations. I really appreciate any help I can get. Thanks.

Is this a scam?!?!?!?! Mega 2000- Express Financial Group in London, England? Got a check in the mail today from "neapco" in Pottstown, PA; check also has "La Salle, Bank N.A." in the typeface. Anyone ever heard of a Mega 2000 lottery? Accompanying letter instructs me to forward 95% (my calculation from actual $$ amounts) of it to a lady in at Express Financial Group in London, England and to claim my prize within a week. This is an actual VERY real looking check that is Pay to the Order of ONLY ME! I looked up the Mega 2000 lottery online and found an almost duplicate letter, almost. Mine and the one online do have significant differences, the main one being the company claiming to a false affiliation with the Mega 2000. My letter does not reference to that company at all. And also the evelope has a first class stamp from Canada.

Please help. Few calculations on corporate financial management.? If opportunity cost is 8%, What is the value of a share that is expected to pay a dividend of 20p next year, and have growth in perpetuity of 4%? Also, what is the value of a bond that will pay interest of £100.00 a year for the next 3 years and at the end of year 3 repay the initial capital of £1000? Another question is: If I buy a house and will need to take out a repayment mortgage of £150,000 over 25 years. The building society has stated that the annual percentage rate will be 6%. How much is the monthly repayment? Please help.

What should i name my product? I have designed a system/product, it is a financial modelling/calculation database which holds the details of people and their companies and then calculates lots of different pieces of financial information for them. I want a cool (but professional) and catchy name, either to do with the product or the company i work for (Gateway). For example, i like DataStar and Intelliflow but they have been used before. Can anyone think of anything creative for this.....

Can anyone teach me about this 2 financial calculation?? Firstly, What is the correlation coefficient between company X and Y when their respective standard deviations are 0.20 and 0.10 and have a covariance of 0.006? Secondly, Assume that shares in BHP Billiton Ltd (BHP) are trading at $26.95 and a dividend of $0.23 is expected to be paid in 30 days. The risk-free rate is estimated to be 5.50% p.a. What is the price of a BHP share futures contract with expiry in 70 days?

Why do you think the riskness levels are so different? As a financial officer, you must determine which project your company should accept. The projects are mutually exclusive and the net present value (NPV) calculations for each take into account the project¿s risk. Indicate which project (A or B) you would recommend and explain your reasons for this recommendation project A project B NPV 3million 2.5 million risk level very risky very safe

calculation of financial? find webs of free calculation of financial calculation

Question to graphic designers about an area of your work...? Can this happen : A client gives you a sum of money, only briefly explaining what the design is supposed to be about giving you all the rest authority to decide on the amount of pages, type of paper, use of colours, layout, amount of photographs/illustrations etc. So it would be YOU who would have to do the calculation and see what could be affordable on that sum of money. Therefore you will be playing he role of both, the designer and 'financial manager' of the design. Can that sort of thing happen ? Does it happen often ?? Or perhaps it happens all the time ???

How do I create a dos based program? Hello all. I am running my own Dj Company. I have been searching for a program specific to help me manage my business. But I don't feel like paying hundreds of dollars. So I've decided to create my own dos menu-based program to manage appointments and finances etc etc etc. Nothing fancy, just cheap and low budget and can do financial calculations for me. How do I go about doing this?

l want to get a teaching online to be asking him/her some accounting questions. and replying me with some ans. principal of account. trading and profit and loss. financial statement calculation of opening capital and other questions

When calculating financial ratios of a company, do you look at the company itself or its holding company? or do i take info from both for calculating different types of ratios? because a holding company doesnt do any operations, so some calculations cant be calculated...and the company itself doesnt own the shares, so you cannot work out other ratios... all the ratios????? but i dont have the consolidated financial statements :( i only have the 2 seperate financial sheets

What is the formula for this financial calculation? ? I am trying to create one formula for this. There is a monthly amount invested. There is an interest rate applied every month. I need a formula that gives me the total balance after X amount of months. Basically, if I invest $1000 at 12% annual interest (1% earned every month), after 1 month I have $1010, 2 months I have $2030, 3 months I have $3060...ect. Thanks.

Financial Ratios for Walmart Inc? I'm trying to find out what the Liquidity Ratios, Profitability Ratios, and Solvency ratios of Walmart Inc. for the last 2 years. Can someone help me find it and show me the calculations? For Liquidity Ratios, I need current ratio, quick ratio, receivable turnover, and inventory turnover. For Profitability Ratios, I need profit margin, asset turnover, return on assets, return on common stockholder's equity, earnings per share, price-earning ratio, and payout ratio. For Solvency Ratios, I need debt to total assets ratio and times interest earned. Thanks

Does it make sense for my excuse on getting a low GPA performance? hi there! I need to write a leter explaining the cause of my low GPA performance in reference to apply to universities for further study. I have come up with several approaches but none of them is unbeatable. For eg. got sick in middle of exams but that need doctor's proof; financial crisis that I need to work parttime, but can be track down by my student loan application that I had declared as zero income in the year. So, all I could think of is giving the real reason to universities. But it looks way TOO stupid! Could anyone help me to generate any ideas or try to help revise my letter? THANKS!! My draft: I was unaware that dropping and failing grades would still be incorporated into the GPA calculation since I was advise that the failing would be cleared from the records when we apply to universities. I have taken some courses again , worked hard to complete them, and have achieved better grades. Please take note of the effort that I have made to improve my overall peformance. Actually I am transfering from community college to university, not from high school. The real reason was that I really didn't know they'd accumlate all the grades including the failing grades as well. But telling the truth will make me look stupid. So....or how to revise the excuse to make it sound better?

How to deal with deferred taxes and minority interest in calculation of unlevered free cash flow? Hi all, I am facing a valuation problem. On this financial statement, Net Income = Operating Income - Reorganization Expense - Amortization of goodwill - Net Interest Expense - Performance Plan Expenses - Equity in net income in unconsolidated subsidiaries - Income taxes - Minority Interest. I am also facing the following cash flow data: (1) Deferred taxes; (2) Undistributed earnings in unconsolidated subsidiaries; (3) Minority Interest; (4) Change of net working capital; (5) Capital expenditures. I know how to deal with (4) and (5). But I don't know how to deal with (1), (2) and (3) when calculating the unlevered free cash flow, starting from the net income? Also, do I remove the "net interest expense" and "deferred taxes" from "net income" and start from the resultant "net income" for calculate the unlevered free cash flow, since it should be "unlevered"? Thanks for your help!

What are the income-tax details? Upto what income, the tax is 0. upto what it is 10%, upto what it 20% and etc What is the income tax calculation table for salaried employees (men and women) for the financial yaer 2008-2009?